Free tools

See the numbers for yourself.

No login. No email wall. Each tool is built to stand on its own — every figure sourced, every assumption shown. Talk to us only when you're ready.

● Live · New

Will I Be Okay?

Your retirement picture in 60 seconds. Three inputs — your CPF, taxes and savings projected to 65. Your CPF LIFE payout, your monthly gap, what closing it takes, and the MAS protection benchmarks for your income.

✓ Real CPF 2026 rates & IRAS tax  ✓ Tap-to-open models of every calculation  ✓ Sources cited
Check if you're okay →
● Live

Property vs Portfolio

A second property isn't the only way to build income. Compare the real, all-in cost of an investment property — ABSD, stamp duties, vacancy, the years before rent — against a diversified portfolio, with your own numbers.

✓ Amortising mortgage, taxes & occupancy modelled  ✓ 13 cited sources  ✓ Live divergence chart
Open the calculator →
The 60-second gut-check

Small amounts. Time. See what it could become.

Most people underestimate what steady, diversified investing can do over time. Move the sliders — this is your money, illustrated.

Illustrative value after 20 years
$411k
you'd have put in $240k
Your contributions$240k
Potential growth$171k
Now check if it's enough →

Illustrative only — assumes a 5% average annual return, compounded monthly, for general education. Not a projection, recommendation, or guarantee; real returns vary and you can lose money. Past performance does not predict future results.